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   That’s right! Return your application within 7 days and you can claim a Family Life Cover or Serious Illness Cover policy paid for a full year. 

This offer is exclusive to LowCostLifeCover.ie no other broker or company has this offer

  • FREE Online GP Visits For Your Whole Family.

  • FREE Medical Second Opinion With Best Doctors

  • FREE Family Care

  • FREE Mental Health Support

    Plus Much Much More

    So why are we doing this? I firmly believe every family needs Family Life Cover and Serious Illness Cover. This is our way of saying THANK YOU for being our customer.

So what’s The Deal?

This offer is exclusive to LowCostLifeCover.ie no other broker or company has this offer!

Once you become our customer you can claim a Family Life Cover or Serious Illness Cover policy which we will refund the premiums for, for one whole year. After that year you can cancel it if wish or keep it going the choice is yours. You must claim this offer within 2 months of your policy start date. 

We will set your policy up with Aviva to the value of €130 per year. This is payable by you at €10 per month(approx). On the 6th month we will refund your first 6 months payments and again on the 12th month we will refund a further 6 months payments. This way you get the first year fully paid for!

By having it in your own name and paying for it yourself any benefit payable to you at a claim stage is totally tax free. Any benefit paid to next of kin or your estate may be subject to inheritance tax.  You can read more about inhertiance tax here https://www.revenue.ie/en/gains-gifts-and-inheritance/gift-and-inheritance-tax-cat/index.aspx

You can at any time cancel the policy without pelanty. But you might as well wait till after the first 12 months. If you do cancel the policy all benefits under the policy will cease. 

Example:

  1. Couple age 25 Non Smokers could claim €100,000 Life Cover for €10.71 per month or €20,000 Serious Illness Cover for €10.71 per month
  2. Couple age 30 Non Smokers could claim €80,000 Life Cover for €10.06 per month  or €15,000 Serious Illness Cover for €10.31 per month
  3. Couple age 35 Non Smokers could claim €70,000 Life Cover for €10.80 per month or €12,000 Serious Illness Cover for €11.00 per month
  4. Couple age 40 Non Smokers could claim €45,000 Life Cover for €10.74 per month or €8,000 Serious Illness Cover for €10.10 per month

We will refund these premiums on the 6th and 12th month after which you can decide if you wish to keep the policy. However we will only refund the premiums for 1 year.

Assumptions:

In the above examples all couples were born on 01/01 of that year. All were non smokers. The costs are based on Aviva standard price as of 19/06/2024 based on a 10 year policy with conversion option. If you are younger/older/single your cover may increase or decrease. We will be able to discuss this when going through your individual circumstances.

Restrictions:

In certain circumstances we maybe not be able to offer cover from Aviva. In example 4 above the illness cover is below Aviva minimum so we look at alternatives. The illness cover offered in example 4 is from Zurich. Where Illness Cover is not available alternatives might be Zurich Cancer Care Cover.

Sometimes Serious illness cover or alternatives may not be available. An example of this maybe due to the cost being above €130 per year, medical history etc. We will be able to discuss this when going through your individual circumstances.

This offer can be claimed by customers within 2 months of your policy start date when you have returned your application within 7 days. This offer runs for all policies taken between 04/09/2023 to 31/12/2024. This offer is subject to underwriting criteria and acceptance by the insurance company. 

 

Low Cost Life Cover is a broker with agencies from Zurich, Royal London Ireland, Irish Life, Aviva and New Ireland. It is our job to provide you with the best advice that is the most suitable for your needs.

I’m Anthony and I have over 25 years experience working in Financial Services. I would be happy to discuss your individual needs if you have any questions give me a call 01 6853818, I’m from Donegal I love to talk!